A Christmas Club account is a smart and convenient method to save for the holiday season or any occasion. A $25 penalty is imposed for early withdrawal in order to encourage our members to save.

Features included in the Club Account include:

• A competitive dividend rate
• $5 Minimum balance required
• Pay-out November 1st - December 23rd, no penalty during this time
• Quarterly statement
• Payroll deduction for convenient automatic deposits
• Deposits at any branch or by mail